Reduce Employees Financial Stress.

Offer instant salary advances & payroll-deduction loans—fully automated, compliant, and zero operational burden for HR or Finance.

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Zero cost or low-cost HR benefit

Lowers attrition & absenteeism

Zero risk & zero liability for employer

Improves employee satisfaction & morale ⭐

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RBI-Compliant & NBFC-Backed

We operate only through RBI-regulated NBFC partners.

100% Payroll-Integrated

Loan/early wage deduction happens automatically through employer payroll.

Credit-Safe Lending

Early Wage Access has no impact on credit score.

Bank-Grade Security

Salary, KYC & personal information is protected with enterprise-level security.

Empower Your Workforce with Financial Access

Why Your Company need us ?

  • 68% of Indian employees run out of money before payday

  • 47% borrow from friends/family or loan apps

  • 19% have taken high-cost loans (interest 36–200%)

  • Instant Access to Earned Salary Employees can withdraw a portion of their earned wages anytime—no waiting for payday.

  • Zero Impact on Employer Cash Flow We fund the advance; employers settle during payroll. No operational strain on your finance team.

Employee Benefits

Instant Salary Accesss

Employees can withdraw their earned wages anytime during the month—no more waiting for payday.

Zero Stress During Emergencies

Unexpected expenses become easier to manage with quick and affordable access to earned salary.

No Impact on Credit Scores

Early wage access is not a loan, so employees credit scores remain unaffecteds.

Boost in Productivity

Financially secure employees stay more focused, motivated, and engaged at work.

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Easy Integration

Connect Seamlessly With All Major HRMS Tools

Managing employee data should be simple. Finnup connects smoothly with all popular HRMS platforms so you don’t have to do any extra work.

  • Quick setup — integrate your HRMS in just a few clicks

  • No manual data entry — employee details, attendance, and salary info sync automatically

  • Works with your existing tools — no need to change your current HR software

Smart Way to Improve Employee Financial Health

Ensure High Productivity, low absentism & attrition.

Instant Access

Employees can withdraw earned wages anytime with just one tap — no paperwork, no waiting. Fully-automated

Flexible Repayments

Repay automatically from the next salary cycle with complete transparency and zero stress.

Safe & Compliant

Fully secure, RBI-aligned processes ensuring data privacy, safe transactions, and employer-approved flow.

Zero Hassle

Quick onboarding, automated deductions, and fast loan disbursals — making financial access smooth for everyone.