1. Ownership and Operator

These Terms of Service (“Terms”) govern your access to and use of the website, application, and services (“Services”) operated by Finnup, a company incorporated under the laws of India.

All content, trademarks, logos, and intellectual property associated with the Services are owned by or licensed to Finnup and are protected under applicable Indian laws.

2. Acceptance of Terms

By accessing or using the Services, you agree to be bound by these Terms and all applicable laws and regulations in India. If you do not agree to these Terms, you must not use the Services.

Your continued use of the Services constitutes acceptance of any updates or modifications to these Terms.

3. Description of Services

Finnup provides digital services including, but not limited to, software tools, content, subscriptions, and related features as made available from time to time.

• Access to web-based or mobile-based functionality

• Account-based features and personalized content

3.1. Subscriptions

Certain features may require a paid subscription. Subscription plans, billing cycles, and features are described at the point of purchase and may be updated by us from time to time.

4. Account Information

To access certain features, you may be required to create an account. You agree to provide accurate, current, and complete information at all times.

4.1. Account Registration

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4.2. User Responsibilities

You agree not to misuse the Services, including attempting unauthorized access, disrupting operations, or using the Services for unlawful purposes.

5. Pricing and Taxes

• All prices are displayed in Indian Rupees (INR)

• Prices are exclusive of applicable GST unless stated otherwise

You are responsible for paying all applicable taxes, levies, or duties imposed by Indian authorities.

6. Payments and Refunds

Payments are processed through secure third-party payment gateways. We do not store complete payment card details on our servers.

6.1. Refund Policy

Except where required by law, payments are non-refundable. Refunds, if any, are provided at our sole discretion or as explicitly stated at the time of purchase.

7. Security

We implement reasonable security measures to protect your information. However, you acknowledge that no system is completely secure and that you use the Services at your own risk.

8. Modifications to the Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date.

Continued use of the Services after changes constitutes acceptance of the revised Terms.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in India.

10. Contact Information

If you have any questions regarding these Terms, please contact us at info@finnup.club.